People of age 65 face at
least a 40% lifetime risk of entering a Nursing Home/Nursing Facility.(1)

Medicare pays just 14 cents
out of every dollar in Nursing
Home expenses.(2)
You can help protect
your future and preserve your options with Long-Term
Care Insurance.
Why Long-Term Care?
  • Eating
  • Transferring
  • Toileting
  • Dressing
  • Bathing
  • Continence
  • Substantial care supervision for a severe cognitive impairment,
    such as Alzheimer’s disease
  • The care needed when you are diagnosed as
    chronically ill and are no longer able to care for
    yourself independently

  • Assistance needed with Activities
    of Daily Living (ADL's):
Where are Long-Term Care Services Provided?
  • At Home
  • In Assisted Living Facilities
  • In Residential Care Facilities
  • In Adult Day Care Centers
  • In Nursing Homes
(1) U.S. Department of Health and Human Services, Understanding Long-Term Care, www.longtermcare.gov. March 2008.
(2) Kaiser Commission on Medicaid and the Uninsured. "Medicare and Long-Term Care." May 2006.

©2008 CarePlus Insurance Agency, LLC
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Long-Term Care Insurance is issued by Metropolitan Life Insurance Company ("MetLife®")
and is offered and/or distributed by CarePlus, an independent Master General Agent appointed to sell for
Metropolitan Life Insurance Company, New York, NY 10166.